Claim Specialist- Property Field Inspection

Company: State Farm Mutual Automobile Insurance Company
Location: Iowa City
Posted on: November 7, 2024

Job Description:

Claim Specialist- Property Field Inspection

US-IA-Iowa City

Job ID: 2024-37198
Type: Regular Full Time
# of Openings: 1
Category: Claims and Investigation
Iowa City, IA

Overview

Build your career at one of the top companies for professional growth in the U.S.! Khakis optional---At State Farm we invest in our employees by providing a competitive Total Rewards package:Starting Salary is $59,059.65 ($29.31/hr) - $79,230.63 ($39.32/hr) annually. Because work-life-balance is a priority at State Farm, compensation is based on our standard 38:45-hour work week! Salary offered is dependent on skills and qualifications, with the high end of the range limited to applicants with significant relevant experience. You are also eligible for:

• An annual bonus based on individual and enterprise performance
• Annual merit increases
• 401(k) contribution
• Paid Time Off (PTO), plus: 5 days of Life Leave to take care of yourself and your family, Paid Volunteer Time, and an Annual Celebration Day to celebrate what's important to you!
• Industry leading Tuition Assistance Programs
• Wellnessand mental health programs
• Discounts from hundreds of retailers through our Perks at Work programAnd more!Being good neighbors - helping people, investing in our communities, and making the world a better place - is who we are at State Farm. It is at the core of how we operate and the reason for our success. Come join a #1 team and do some good!
  
  Responsibilities
  
  CLJoin our team as a Property Field Inspection Claim Specialist and showcase your expertise in handling accidental and weather-related claims for homeowners, commercial properties, and large losses. We are looking for an experienced and highly skilled professional to contribute to our dynamic team. You will be the first point of contact to meet with our insureds, explain coverage, estimate damages, and help them through the claims process while providing Remarkable service. Where you'll work:This position is located in Iowa City/Cedar Rapids, IA. Competitive candidates should reside within this zip code territory:52333 52720 52776 52241 52246 52317 52245 52235 52340 52358 52242 52240 52772 52404 52228 52227 52338 52333 52317 52340 52241Key Responsibilities:
  • Conduct on-site inspections and assessments of property damages for both residential and commercial claims
  • Collaborate with policyholders, insurance agents, and other involved parties to gather information and resolve claims efficiently
  • May occasionally require interacting with parties who express strong emotions or concerns about ongoing inspections or claim resolutions
  • Provide exceptional customer service throughout the claims process, addressing inquiries and concerns promptly and professionally
  • Gather necessary evidence, document findings, and prepare detailed reports to support the claims handling process
    Investigate and adjust both personal and commercial property claims with exposures up to $500,000
  • Evaluate coverage and policy terms to determine the validity of claims and ensure compliance with local regulations
  • Negotiate and settle claims within the authorized limits, considering policy provisions, industry standards, and company guidelines
  • Although the primary work location is in the field, with a commutable distance from home, there will be opportunities for virtual work to be completed at home. Additionally, there may be occasions where you will be required to travel to assist in other territories
  • Hours of operation are continually evaluated and may change based on business need. Successful candidates are able and willing to work flexible schedules and may be asked to work overtime and/or irregular hours. Candidates may be asked to work outside of their assigned territory as business needs dictate
    
    Qualifications
    
    
    • Bachelor's degree in a related field is preferred or equivalent work experience
    • Experience as a Property Field Inspection Claim Specialist in the insurance industry, specifically in property claims
    • Strong knowledge of property insurance policies, coverage and claim handling practices
    • Demonstrated knowledge of both residential and commercial building construction
    • Familiarity with local regulations and compliance requirements in Iowa
    • Excellent communication and interpersonal skills to effectively interact with clients, agents, and other stakeholders
    • Proven effective communication skills to handle difficult/emotional conversations with a customer-minded focus
    • Proven ability to assess damages, estimate repair costs, and negotiate settlements
    • Detail-oriented with strong organizational and analytical skills
    • Proficient in using claims management software and other relevant tools Physical Requirements:
      • Physical agility to allow for: frequent lifting, carrying and climbing a ladder; ability to navigate roofs at various heights for inspection of both residential and commercial structures; ability to crawl in tight spaces
      • A valid driver's license is requiredPreferred Skills:
        • Experience in handling complex or high-value claims
        • Construction background
        • Water mitigation inspection
        • Xactimate, XactContentsEmployees must successfully complete all required training, including applicable licensing exam(s), MVRs and background checks required of various state(s).Visit State Farm Careers for more information on our benefits, locations, and the hiring process. State Farm recently implemented new pre-employment assessments. Candidates that have previously taken an assessment may be asked to participate in additional testing. IN22 PMCL
          
          
          
          
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Keywords: State Farm Mutual Automobile Insurance Company, Cedar Rapids , Claim Specialist- Property Field Inspection, Other , Iowa City, Iowa